The benefits of a healthy workplace are innumerable, from happy staff and work satisfaction to higher productivity and lower absence rates. Perfect when your staff need a little extra boost, motivate employees and improve workplace health by sharing these top tips for mind and body:


  1. Sit less
    We all know we should be moving about more, but we should also aim to reduce sitting time, as excessive sitting is linked to weight gain, type 2 diabetes and other health problems. Granted this is difficult to do when your job is desk-based, but there are small changes you can make. NHS’s Start Active, Stay Active report recommends breaking up long periods of sitting time with “shorter bouts of activity for just one to two minutes” – stretch your legs with a short walk for every hour of sitting, make sure your posture is good and that your screen adjusted correctly.


  1. Walk to work
    Few people are lucky enough to live within walking distance of work, but that doesn’t mean you can’t work a little exercise into your commute. If you drive, try finding somewhere to park which is ten minutes or so away from your workplace. If you get the train, swap your drive to the station for a walk or if the tube is your modus operandi how about jumping off a stop earlier?


  1. Introduce easy exercise
    No we’re not talking about racing wheelie chairs in an Office Olympics (although arranging a fun team activity can boost morale as well as breaking monotony). There are other ways to get moving at work. If possible take the stairs, try to walk over to see colleagues instead of emailing, utilise waiting for the printer by stretching and lunging, and periodically raise alternate legs underneath your desk.


  1. Stay hydrated
    The effects of dehydration – from headaches to tiredness – won’t help you get through your day. Keeping a large bottle of water on your desk is a good way to remind yourself to drink it. Tea and coffee do count – though watch your caffeine intake.


  1. Say no to sugar cravings
    3pm rolls round and it feels like lunch was forever ago. Though the vending machine seems to be calling, you can stave off the craving for an unhealthy snack with a little preparation. Nuts, homemade popcorn and dried fruit make for handy healthy snacks, or prepare celery, carrot and cucumber batons the night before for something a little fresher.


  1. Take control of stressful situations
    To address stress in the workplace, try taking an active approach to solving problems rather than letting them get you down. There is a solution to any problem. Tackling problems one at a time and brainstorming all your possible options is not only practical, but empowering.


  1. Connect with your colleagues
    They aren’t just the people you work with – they’re the people most likely to understand your workplace stresses. They may well be dealing with similar worries themselves. Putting in the extra five minutes in the kitchen to ask about them will build relationships, eventually resulting in a support network, so when you need help you will feel comfortable asking.


  1. Take time off
    Work can be stressful, and it isn’t the be all and end all of life. When you leave work for the evening or weekend, leave workplace stress in the office. Have some ‘me time’, earmarked just to do things you enjoy.


  1. Set goals and challenges
    If work is feeling overwhelming, it can help to break it up with to-do lists, mini goals and targets. This makes the challenge manageable. If you are finding work monotonous or need a break from thinking about business, try setting challenges outside of work such as playing a new sport or visiting a new place.


  1. Time management
    A common cause of workplace stress comes from feeling rushed for time and adds undue pressure onto your already busy day. Writing down lists and prioritising what is important will keep you on track. Making sure you take a lunch break away from your desk to re-energise will stop you flagging later in the day.



We are a nation which loves online shopping, with online sales estimated to make up more than 20% of UK retail by 2020. In order to meet the soaring demand of the e-commerce sector, and demand from parcel couriers, the UK is predicted to need more than 18 million square feet of new warehousing space over the next 12 months to house online retail, parcel delivery and logistics companies. However, only roughly 3.5 million square feet of warehousing is due to be built in 2017.

The impact on companies and consumers
The predicted shortfall of over 14.5 million square feet of space could result in consumers having to pick up the tab for the higher cost of industrial space, driving up prices of goods, says the report from law firm Addleshaw Goddard, entitled “How soon is now? The future of logistics”.

The study argues that the rise of e-commerce and related services is putting extra pressure on supply chains and further straining the sector’s “notoriously thin” profit margins. It says the growing need for online stores and delivery companies to have distribution hubs in expensive urban locations has had an impact on warehouse property, whilst larger retailers are able to elbow out smaller competitors.

“Aggressive acquisition of warehouses by the likes of Amazon has eaten into property supply in the UK, with vacancy rates nationwide at a low of less than 4%,” said Addleshaw Goddard.

Another area driving demand for space is the amount of goods which consumers return, which then need to be processed. Ian Worboys, chief executive of logistics park specialist P3, said: “In Britain shoppers generally return about 7% of what they buy from physical stores. When you look at online shopping, returns are far higher – 40% for fashion and 27% overall. As a result, a huge amount of extra space is needed.”

Warehouse space is not the only challenge the industry faces. The report also found that the road haulage sector faces a shortage of 60,000 drivers alongside an aging workforce, whilst congested roads and rail systems could also cause delays to deliveries and incur late fees.


Is the answer in the Cloud?
The report suggests that big data and cloud-based software platforms could help to reduce the impact of warehousing challenges by saving warehouse costs and speeding up delivery times. It recommended that fashion retailers especially could benefit from this.

Out of town retail parks could be a potential source of land for logistics hubs – near enough to urban locations to ensure quick delivery, but cheaper than their inner city counterparts, whilst other potential solutions include incorporating deliver hubs into mixed used or multi-storey developments in cities to save on space and rent.

Contact us on 01737377250 or visit http://www.insureeasy.co.uk for all of your insurance needs.



As Theresa May suggests Britain will pull out of the EU’s single market and customs union as part of a “swift and clean” Brexit, the UK Freight Transport Association (FTA) has warned Parliament that exiting without first creating an arrangement for “frictionless trade” could lead to expensive customs delays for ports, hauliers and shippers.

The customs union provides a series of uniform tariffs on the import of foreign goods, and prohibits member states from charging tariffs for moving goods across borders within the EU. The worry is that renegotiating the UK’s customs arrangements with the rest of Europe could take years – and that additional clearances needed in the meantime could lead to containers being delayed in port for up to four days. On average, one hour’s delay in port adds £15,000 to the road haulage industry.

The FTA has warned that the UK’s customs authorities will need to carry out a plethora of additional checks to goods imported from the EU – which are currently waved through without significant clearances, but which would need to be treated in the same way as goods from the rest of the world – totalling around 300 million extra import declarations per year. This could create enormous disruption unless thousands of additional staff are hired, at significant cost to UK customs.

FTA deputy chief executive James Hookham said: “Shippers, forwarders and transport operators in the UK have been used to open borders in Europe for 24 years so it’s going to take time to adjust, it can’t just change overnight. …Hopefully, there will be ‘frictionless trade’ between the UK and EU, but if there isn’t, or a prospect there won’t be, then these are the key issues for FTA members.”

It was also warned that the port of Dover may not be big enough to cope with the extra lorries which would need to park, and the containers which would need to be stored whilst their contents are checked. Mr Hookham warned: “Dover doesn’t have the space. Absolutely categorically we should avoid physical checks on our lorries.”

The Government has been urged to start planning how it will fund the extra staff and facilities needed. In response to the FCA’s warnings, chair of the Home Affairs Select Committee Yvette Cooper said: “I’m very concerned about the evidence we have heard and the way this could hit manufacturing.”




The number of people working from home has increased by a fifth in the last 10 years, reaching over 1.5million. With so many businesses offering the flexible option of remote working, and with the number of self-employed individuals bigger than ever, many are wondering what the secret to staying on-task – whilst surrounded by home comforts. Setting up a dedicated home workspace which will keep you focused and wanting to work. Here are our top tips…

  1. Sweetness and light

The right lighting is key to productivity and concentration. Natural light is best, with neuroscience research showing that exposure to natural light improves workplace performance, whereas windowless working can induce disrupted sleep patterns and daytime dysfunctions.

If you don’t have a suitable window to work by, you work later in the day, or live somewhere without much sunlight (we’re looking at you, Britain), consider investing in a daylight-mimicking lamp, or at the very least make sure you have enough light to avoid straining your eyes.


  1. To desk or not to desk?

You don’t have to have a ‘normal’ set-up if something different works for you. Depending on the kind of work you are doing, a traditional desk may not be for you. If you are working on a tablet or laptop, try different surfaces in the house – from the dining room table or kitchen island to simply sitting on the sofa – or take your work to the coffee shop. Different environments can encourage different thought processes, so keep moving until you find one that suits you.


  1. Keep distractions at the door

One of the biggest challenges of working at home is avoiding temptation to do the laundry, or walk the dog. This is why it may suit some people to create their dedicated workspace in a single room, where they can shut the door. If you prefer to wander around the house, try setting alarms at hour-long intervals, allowing yourself five minutes of down-time – and then get back to work.


  1. Bring the outside in

Plants can make us happy, both purifying the air and giving us something to tend to. Adding greenery to your workspace is a good way to boost productivity and concentration. Similarly, surrounding yourself with your favourite personal items from photos to scented candles makes the most of being in a home environment, reinforcing the positive elements of working from home – and which you couldn’t always get away with in the office.


  1. Get organised

Whether you’ve gone for a home office or unusual workspace, keep your paperwork as organised as you would in a traditional place of work. Investing in a small filing cabinet and a series of ringbinders and dividers will allow you to file important work documents separately from home-related paperwork. Tidy desk, tidy mind…

If you’re self-employed, why not consult one of our advisors today to ensure you have all the business insurance you need in place?




The price of renting in the UK is expected to rise at a faster rate than house prices over the next five years, says a new survey by the Royal Institution of Chartered Surveyors (RICS). Rents are predicted to increase by just over 25%, whilst property values will rise by less than 20%.

It will come as no surprise to seasoned tenants that demand for rental properties remains high, with the number of 25-to-34-year-olds who privately rent a property more than doubling between 2003-4 and 2014-15.

However the recent increase in stamp duty, and other tax changes which could discourage buy-to-let landlords, is expected to result in property-owners scaling back their rental portfolios over the next 12 months – RICS reports a lack of new listings for the fourth quarter in a row – leaving renters with limited choice and a competitive market, further driving up rental prices.

Jeremy Blackburn, head of UK policy at RICS, said: “We need to stop punitive measures against our bedrock small landlords. The detail on the ban on letting agent fees is yet to come, and along with any overt forcing of longer tenancies, [it] could dampen investment in buy to let overall.”

This new study is likely to be received with an air of despondency from ‘Generation Rent’, as buying a house becomes a far-fetched dream for more and more people. It comes as the Government admits home ownership is a “distant dream” for young families, and publishes a white paper entitled “Fixing our broken housing market”.

Communities Secretary Sajid Javid told the House of Commons that low rates of house building, relative to the growing population, have pushed up prices. He said house building figures need to rise to 225,000 to 275,000 properties a year compared with 190,000 in 2016.

Contact us on 01737377250 or visit http://www.insureeasy.co.uk for all of your insurance needs.





If you’re one of the 671,000 people who have a second home which you don’t rent out as someone else’s residence, it’s important for you to know where your primary home insurance policy differs, and how it’s the same.

The similarities
Just as with your home insurance, you need to have an accurate figure for the buildings insurance.

This is the cost not just to rebuild the property from scratch, taking into account any listed status and particular materials, but the services you’re likely to enlist to do so, such as an architect, and the obligations you need to fulfil, including planning.

If you don’t want to shell out for all the contents of your second home or holiday home in the case of a fire, for example, then contents cover is another shared feature of the two.

However, don’t expect personal valuables left in the home to be covered if the property is left unoccupied for long periods. If you are taking valuables to the property, these can be covered under your main home insurance policy or travel insurance.

If you rent out your property to large parties, spillages, breakages and damage caused by pets are to be expected at some point, so accidental damage is an option which is equally useful for second home insurance.

While public liability is a feature of both policies, the likely hood of someone other than you staying in the property and claiming following an injury is much higher.

The differences
Most differences in a home insurance and second home insurance policy are down to conditions set out by insurers, rather than specific features.

Emptiness and storm damage are insurers’ primary concerns when it comes to covering second homes or holiday properties, as well as water damage caused by an undetected leak.

For these reasons alone, it’s important you specify the use of your property and don’t make the mistake of covering it with standard home insurance. Otherwise, if you do need to make a claim, you might not see the settlement.

Some insurers will ask that water systems are drained during prolonged periods of inoccupancy to avoid internal water damage, while others will insist that heating is left on a constant low level to prevent frozen pipes.

You may find that your lock requirements will be more specific to counter the increased risk of theft.

If you employ someone to take care of your property or run your holiday let business, it’s a legal requirement to have employers’ liability in place. This may be as a standalone policy as oppose to a feature within your cover, but different insurance providers will have different offerings so be sure to check.

Loss of rent and alternative accommodation are extras which are exclusive to holiday homes, as they can help you recuperate financially from a cancellation, or pay for your guests to stay somewhere else if your property is out of use due to unforeseen circumstances.

If you’re not sure about what’s covered on either policy, speak to the team at InsureEasy.co.uk who will be happy to help.




Once you’ve factored in tax, car insurance and petrol, owning a car isn’t cheap – and eye-watering city centre parking prices don’t help.

But what if we told you there are a host of money-saving ways to pinch the pennies on parking?

  1. Parkopedia

Tell this invaluable website, launched in 2007, where you’re going and when and it overlays a map with car parks and street parking, along with prices – so you can scout out the best options before you arrive.

  1. Driveway parking

A growing trend in urban areas, parkonmydrive.com pairs up driveway and garage owners with visitors needing a space. Owners set their own prices, but you’re likely to save a packet compared to airport, hospital and other high-traffic car parks.

  1. Free on-road parking

Going to a big venue? Avoid recommended car parks, and hiked prices, by examining if there is free street parking nearby. You may end up with an extra 5-minute walk, but that’s nothing compared to the hour it takes to exit the official car park.

  1. Residential zones

Nobody wants to find a yellow ticket on their car – or heaven forbid anger a local – but the fear of residential zones may be driving motorists to miss parking opportunities. Examine those blue and white signs closely – streets are often ‘permit-only’ between certain hours, offering plentiful parking the rest of the time.

  1. Get a season ticket

If you use the same car park regularly, find out whether it has a season ticket option. NCP car parks sell quarterly and annual tickets which could save you up to 70%, with Q-Park also offering a season ticket option. You could also book a space online before you travel for discounts and savings.

Every little helps, but if scrimping on car parks just isn’t saving you enough money, why not talk to our friendly brokers to see if they could find you a more competitive deal on your car insurance?