Important information if you employ anyone

What is ELTO?

The Employers liability Tracing Office (ELTO) has been established to solve the problem of being unable to identify the insurers of companies for whom a claimant has worked for  with the aim of giving claimants and their representatives quick and easy access to an Employers’ Liability Database (ELD)

The ELD can be accessed by claimants, insurance companies, brokers, ELTO and solicitors acting on behalf of individuals who have been injured or developed a disease in the work place. Strict security is in place to prevent unauthorized access and to ensure the database is only used for legitimate purposes, in accordance with the data protection legislation.

ELTO is a proactive initiative to ensure that claimants receive the support they require from insurers in an open and transparent way.

What will ELTO mean for you?

Since April 2011 ELTO have expected the following types of Employers Liability (EL) policy data to be supplied:

Information required from now on is as follows:

  • The full name of the person or company to be insured including trading name
  • Cover start and end dates
  • Your address and postcode
  • Your Employer reference number (ERN)

This information will also be needed for each subsidiary company that may be covered by your EL policy.

Only one part of this is ‘new’ information which we now need to collect from you when we arrange cover for you – your Employers Reference Number (ERN) or Employers PAYE reference.  You can find this information within your Employers Pack which you should have received from HMRC when you registered as an employer or on any correspondence from them.

The only change you will therefore notice is that we now request your ERN when we arrange a new policy or renew a policy for you.

Please contact us on 01737 373222 if you have any queries in this respect or for more information visit the official ELTO website

Important information if you employ anyone

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Access to this product is on a non-advised basis,  which means that we will not be directly advising you on whether the product is right for you and suits your needs.  You should therefore satisfy yourself before you proceed to arrange cover that the product is right for you.

We can still provide you with advice and quotations from a wide range of insurers and to discuss this further, you can call us on 01737 373222 or you can email us to request further details

Motor Insurance – Up to 20% off online