WHY USE CISL? WE DO THE HARD WORK SO YOU DON’T HAVE TO!

Insurance Broker Advantage

Whatever type of insurance you’re looking for, arranging your cover through an independent insurance broker – rather than a do-it-yourself price comparison site – is your best bet when it comes to finding the right level of cover at the right price.

On the face of it, price comparison sites offer great deals, especially when cost is the main consideration. But dig a bit deeper, and there are lots of reasons why using a broker can prove a very wise choice. The main benefits include:

  • you’ll get truly independent advice from the professionals
  • they’ll work hard on your behalf and shop around to get you the best deal
  • experienced staff with specialist knowledge of their chosen insurance sector
  • a broker knows the insurance market and recognises when you’re getting value for money and can negotiate on your behalf
  • you get personal advice and support, and have an insurance expert “in your corner” with your best interests in mind
  • you can ask questions, air concerns and get advice and recommendations – but still have the final say
  • you learn about the pros and cons of each option in a way you can understand
  • unlike an agent, an insurance broker deals with many companies, not just one, so they can find you the best value
  • insurance brokers are extremely well qualified, and must meet very high professional standards
  • in-house claims support is available if the worst happens

The personal touch

There’s nothing quite like dealing with someone who takes the time to get to know you and your circumstances. Independent insurance brokers provide that personal touch. At the same time, customers still benefit from competitive rates and some of the best deals that the broker can negotiate because of their established relationships with the UK’s leading insurers.

For peace of mind and a great deal on your insurance, call your CiSL today on 01737 373222 or Visit http://www.cisl.co

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WHY USE CISL? WE DO THE HARD WORK SO YOU DON’T HAVE TO!

Ever wondered how the Lloyds Insurance Market works?

Ever wondered how your insurance broker determines the price of your bespoke policy? Here is a short animation provided by one of our Markets demonstrating the quotation process. Remember not every policy is the same that why at CiSL we take pride in finding the RIGHT insurance at the RIGHT premium.

For more information on how we can save you on your renewal or new insurance policy simply call 01737 373222 and we will search the entire market to provide you with the a pleasant quotation

Please feel free to browse the wide variety of products we have to offer by visiting http://www.cisl.co 

Ever wondered how the Lloyds Insurance Market works?

How CiSL helps their customers

Here at CiSL we take great pride in assisting our customers from point of renewal right up until resolution of a claim. For more information on what we offer visit: http://www.cisl.co or call one of our Brokers today on 01737 377250 

How CiSL helps their customers

Worried about flooding? Here’s our guide to staying afloat

Are your most valuable belongings correctly insured? 

Are you correctly insured?
Are you correctly insured?

Flooding and adverse weather have affected much of the UK in recent years, submerging homes and devastating towns and villages along the way.

Although weather warnings give a heads-up when heavy rainfall is expected, they cannot prepare you for the aftermath.

If you are hit by flooding and your property is damaged, flood insurance will compensate damage costs and ensure that you aren’t left out of pocket. Flood insurance is available in all shapes and sizes, so don’t let the cheapest deal lure you in; speak to a professional insurance broker for expert opinion and guidance.

Another thing you can do if you’re at risk of flooding – as recommended by the Environment Agency – is create a ‘response plan’. By taking precautionary measures and following simple best practices you’ll not only save money and time, you’ll protect your home’s contents too.

When taking out flood insurance the key thing to remember is risk; which specific areas of your property are at risk, how location could be a factor, and how quickly you could recover if the worst did happen.

You can take every precaution to limit the damage caused by floodwater, but it’s important to never assume that you’re completely flood-proof. Almost 8,000 residential properties were affected by floods in 2012 and the Environment Agency issued a record 1,000 flood warnings throughout November and December. The AA responded to more than 8,000 calls from motorists, six times higher than in 2011, and 16 times more in the south-west. The cost of the clean-up is in billions.

If your residential property is close to estuaries, riverbanks or sewers, it will be extremely vulnerable to high groundwater levels and you may therefore need certain terms including in your policy.

For more information on protecting your home from flooding, and to find out more about the types of cover we provide, contact us today on 01737 373222 and an experienced advisor will assist you with all you insurance needs. For information on other products we provide please visit http://www.cisl.co

Worried about flooding? Here’s our guide to staying afloat

Worried about flooding? Here’s our guide to keeping your business afloat

Is your business or commercial property at risk?

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Flooding and adverse weather have affected much of the UK in the early months of 2014, submerging businesses and devastating towns and villages along the way.

Although weather warnings give a heads-up when heavy rainfall is expected, they cannot prepare you for the aftermath.

If you are hit by flooding and your commercial property is damaged, flood insurance will compensate damage costs and ensure that you aren’t left out of pocket. Flood insurance is available in all shapes and sizes, so don’t let the cheapest deal lure you in; speak to a professional insurance broker for expert opinion and guidance.

Another thing you can do if you’re at risk of flooding – as recommended by the Environment Agency – is create a ‘response plan’. By taking precautionary measures and following simple best practices you’ll not only save money and time, you’ll protect stock and equipment too.

When taking out flood insurance the key thing to remember is risk; which specific areas of your business are at risk, how location could be a factor, and how quickly you could recover if the worst did happen.

You can take every precaution to limit the damage caused by floodwater, but it’s important to never assume that you’re completely flood-proof. Almost 8,000 residential properties were affected by floods in 2012 and the Environment Agency issued a record 1,000 flood warnings throughout November and December. In those two months, entire regions were cut off, first by rail and then by road. The AA responded to more than 8,000 calls from motorists, six times higher than in 2011, and 16 times more in the south-west. The cost of the clean-up is in billions.

road-closing-due-to-flooding1

Commercial properties that are close to estuaries, riverbanks or sewers, are extremely vulnerable to high groundwater levels and may therefore require a specific type of flood insurance. If your business has been affected in the past, business interruption insurance could be the best option for you. More often than not, this type of cover is the difference between a business staying afloat or going under, given that even small businesses can expect to make a claim of £40,000-£80,000 for flood damage.

For more information on protecting your business from flooding, and to find out more about the types of cover we provide, contact us on 01737 373222 or visit http://www.cisl.co

Worried about flooding? Here’s our guide to keeping your business afloat