Affordable & Reliable Tradesman Insurance

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Buying Liability Insurance online could not be easier. InsureEasy.co.uk not offers a full Quote-TO-Buy comparison engine for Public Liability Insurance. Compare your insurance needs with the top insurance companies at the click of a button. Commercial Insurance Services Ltd will still be offering a brokers experience, so if you ever need to call us during your policy term we will be at the other end of the phone to guide you with the advice you need. So what are you waiting for!? Click here https://lnkd.in/e73vXVw for an affordable & reliable insurance quote today!

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Affordable & Reliable Tradesman Insurance

SECOND INCREASE IN A YEAR FOR INSURANCE PREMIUM TAX

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No sooner had we gotten used to the increased IPT rate of 9.5%, up from the 6% introduced in 2011, do we find that it’s going up again, albeit by less than the 3% predicted.

Why does IPT exist?
Insurance premium tax was introduced in 1994 at a rate of 2.5%. Insurance is exempt from VAT – the most common form of tax. The new rate of 10% will be introduced on the 1st October 2016, and by February 2017 it will be applied to all qualifying policies, regardless of when the contract was arranged.

Our IPT rate is much lower than the 19% in other European countries, however we still have the fourth most costly car insurance premiums in the world after the US, Austria and Germany.

What impact will it have?
IPT will be applied to personal policies including buildings and contents, pets, car insurance, and private medical insurance. It’s anticipated that the increase of 0.5% will equate roughly to an extra £2 on motor insurance and £1 on building and contents. This is less of a hike than that of last November, which estimates that on average £13 would be added onto car insurance and £10 onto home cover.

Travel insurance remains unaffected, as a new higher level of IPT was first introduced at 17.7%. This has since increased to 20%.

Because the tax is a percentage of the premium, location and circumstances of the policyholder could have a significant impact on how much they would have to pay in IPT.

Why is it being increased?
The extra funds generated by the increase are to be ring-fenced for flood defences and resilience strategies. Last year’s increase was anticipated to generate an extra £1.5 billion, while the extra 0.5% due in October should further boost this figure by 700million.

If you would like to know more about how IPT might affect you specifically, please call us on 01737 373222 or email info@cisl.co.

SECOND INCREASE IN A YEAR FOR INSURANCE PREMIUM TAX

Affordable & Reliable Tradesmen Liability Insurance

 

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For Affordable & reliable tradesmen Liability Insurance from as little as £45 Visit www.insureeasy.co.uk or call 01737 377250.

We promise to place you with an insurance company that covers all your insurance needs. On average we save our clients at least 10% on their liability Insurance.

Affordable & Reliable Tradesmen Liability Insurance

WHY USE CISL? WE DO THE HARD WORK SO YOU DON’T HAVE TO!

Insurance Broker Advantage

Whatever type of insurance you’re looking for, arranging your cover through an independent insurance broker – rather than a do-it-yourself price comparison site – is your best bet when it comes to finding the right level of cover at the right price.

On the face of it, price comparison sites offer great deals, especially when cost is the main consideration. But dig a bit deeper, and there are lots of reasons why using a broker can prove a very wise choice. The main benefits include:

  • you’ll get truly independent advice from the professionals
  • they’ll work hard on your behalf and shop around to get you the best deal
  • experienced staff with specialist knowledge of their chosen insurance sector
  • a broker knows the insurance market and recognises when you’re getting value for money and can negotiate on your behalf
  • you get personal advice and support, and have an insurance expert “in your corner” with your best interests in mind
  • you can ask questions, air concerns and get advice and recommendations – but still have the final say
  • you learn about the pros and cons of each option in a way you can understand
  • unlike an agent, an insurance broker deals with many companies, not just one, so they can find you the best value
  • insurance brokers are extremely well qualified, and must meet very high professional standards
  • in-house claims support is available if the worst happens

The personal touch

There’s nothing quite like dealing with someone who takes the time to get to know you and your circumstances. Independent insurance brokers provide that personal touch. At the same time, customers still benefit from competitive rates and some of the best deals that the broker can negotiate because of their established relationships with the UK’s leading insurers.

For peace of mind and a great deal on your insurance, call your CiSL today on 01737 373222 or Visit http://www.cisl.co

WHY USE CISL? WE DO THE HARD WORK SO YOU DON’T HAVE TO!

Own a fleet of vehicles? Want a FREE* Fleet management tool?

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A fleet management tool designed with your business in mind. 

NIG FleetManager combines a smartphone app with online reporting to support you to manage your fleet more effectively, efficiently and safely. Perfect for small to medium sized fleets, the solution requires no expensive investment in black box technology, is easy to set up and deploy and is completely portable.

This app is FREE* with each policy placed with NIG. 

*Subject to eligibility criteria. Full NIG FleetManager terms and conditions

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For more information on how to obtain a quotation simply Click Here

Or Call 01737 373222 and speak to our Fleet Insurance Broker

Own a fleet of vehicles? Want a FREE* Fleet management tool?

How safe is your home?

Home Insurance
In 2012…
There were an estimated 2,103,787 burglaries and 354,520 robberies.That’s one burglary every 15 seconds and one robbery every 1.5 minutes.

Around 60% of burglars used forcible entry to gain access to a home. More than 30% of burglars entered residences through an unlocked door, window and other opening without force.
Typically, burglars spend less than 60 seconds breaking into a home. The more difficult it is to gain access, the more likely a burglar is to reconsider the attack.Most convicted burglars (90%) said they want to avoid homes with alarm systems and said if they did encounter an alarm, they would abandon the attack on the home.It’s estimated that 74% of uncompleted intrusions can be credited to an audible alarm.Homes without alarm systems are 3 times more likely to be burglarised than those with an alarm system.

Is your home covered incase the worst would happen? Contact us on 01737 373222 or visit www.cisl.co for expert insurance advice

How safe is your home?