WHY USE CISL? WE DO THE HARD WORK SO YOU DON’T HAVE TO!

Whatever type of insurance you’re looking for, arranging your cover through an independent insurance broker – rather than a do-it-yourself price comparison site – is your best bet when it comes to finding the right level of cover at the right price.

On the face of it, price comparison sites offer great deals, especially when cost is the main consideration. But dig a bit deeper, and there are lots of reasons why using a broker can prove a very wise choice. The main benefits include:

• you’ll get truly independent advice from the professionals
• they’ll work hard on your behalf and shop around to get you the best deal
• experienced staff with specialist knowledge of their chosen insurance sector
• a broker knows the insurance market and recognises when you’re getting value for money and can negotiate on your behalf
• you get personal advice and support, and have an insurance expert “in your corner” with your best interests in mind
• you can ask questions, air concerns and get advice and recommendations – but still have the final say
• you learn about the pros and cons of each option in a way you can understand
• unlike an agent, an insurance broker deals with many companies, not just one, so they can find you the best value
• insurance brokers are extremely well qualified, and must meet very high professional standards
• in-house claims support is available if the worst happens

The personal touch

There’s nothing quite like dealing with someone who takes the time to get to know you and your circumstances. Independent insurance brokers provide that personal touch. At the same time, customers still benefit from competitive rates and some of the best deals that the broker can negotiate because of their established relationships with the UK’s leading insurers.

For peace of mind and a great deal on your insurance, call your CiSL today on 01737 373222 or Visit http://www.cisl.co

Is your unoccupied property safe and secure? We insure for both commercial and privately let properties.

affordable unoccupied property insurance

One of the most visible signs of a recession is the number of unoccupied premises, both on the high street and in our neighbourhoods.

The likelihood of damage or injury arising from empty buildings is high, even if they are only vacant temporarily, such as prior to their sale or refurbishment, and it is the responsibility of the property owner or lease holder to make sure the building is secure and properly insured.

Common problems include theft of contents, fixtures and fittings, vandalism, fire, fly tipping and occupation by squatters. Empty buildings are also at increased risk of water damage due to inadequate maintenance and repairs.

Owners have a legal ‘duty of care’ to third parties entering empty premises, whether they are employees, estate agents, surveyors, buyers and even trespassers, and it’s vital that you tell your broker immediately if a building you own or occupy is vacant, even if temporarily. This could result in higher premiums, but the consequences of not being properly insured and an incident of this nature occurring can be serious.

For more advice on insurance for unoccupied properties, call one of our brokers today on 01737 377250 or visit http://www.cisl.co for more details on how to become protected.